Personal Insurance

For advice on personal insurance, leave your details and get a free, no obligation telephone consultation with a financial advisor near you.

If you are considering insuring or protecting yourself and your loved ones, you will want to consider the wide variety of products available to help you make the right decisions about protecting your family and their lifestyle. Financial advisors specialising in protection policies will work with you to ascertain your personal circumstances and requirements to advise you on the best products for you. Financial Advisor Bureau can put you in touch with a financial advisor in your area with proven expertise in advising on personal insurance.

A financial advisor specialising in advising on personal insurance can give you impartial advice on a range of issues including the following:

Life Insurance

This is an insurance policy that will pay either a lump sum or regular amounts on the death of the insured person. It is also possible to insure to receive the funds after a set period rather than upon death.

Private Medical Insurance

If you want to be treated at a time convenient to you and have a choice of advanced treatments, you may want to consider taking private medical insurance. It will reimburse you for all or some of the costs incurred to treat illnesses diagnosed after you have bought a policy.

Critical Illness

Critical illness cover will provide a lump sum cash payment in the event of certain illnesses and conditions of a certain severity. These include cancer, heart attack and stroke and the cover will help you to pay for treatment, pay off your mortgage or pay your household bills.

Income Protection

If you find yourself unable to work, income protection will pay you a tax-free monthly income to help you pay your mortgage, rent or bills. The risks covered include illness, accidents, involuntary redundancy and disability.

Personal insurance will give you peace of mind that you and your loved ones are protected if the unforeseen happens. Financial advisors can work with you to advise if any particular level of protection would be appropriate for you and your family to maintain lifestyles.

Financial advisors are authorised and regulated by the Financial Conduct Authority (FCA) which means that they are qualified to give professional advice and will give you a free telephone consultation. For instance, you may wish to obtain advice about the following:

  • How much income would my family need to maintain standard of living?
  • Should I consider ‘term’ or ‘whole of life’ insurance?
  • What’s the value of private medical insurance?
  • What type of health insurance is most appropriate for me?
  • What can a healthcare cash plan cover me for?

Simply complete the form to get your free, no obligation telephone consultation with a financial advisor near you specialising in personal insurance.