Savings & Investments

For savings and investment advice, leave your details and get a free, no obligation telephone consultation with a regulated financial advisor.

If you have money to spare, you will want to consider saving (to earn interest without risk) or investing (the potential for your money to grow more but without guaranteed returns). Financial advisors specialising in savings and investments advice will work with you to ascertain your personal circumstances and requirements to advise you on the best products for you.

A financial advisor specialising in savings and investment advice can give you impartial advice on a range of issues including the following:

Savings Products

Bank and Building Society Accounts
A safe secure way to hold your money to be sure to get back what you have paid in plus interest. Factors to consider are the rate of interest you will get paid and how quickly you can access your money.

National Savings and Investments
National Savings and Investments (NS&I) are products backed by the government meaning that money you invest will be totally secure. NS&I products include premium bonds, guaranteed income bonds and investment accounts.

Individual Savings Account (ISA)
ISAs can be made up of cash or long term investments like stocks and shares and you don’t pay tax on interest or dividends from an ISA. There are however limits on how much you can pay into an ISA .

Investments Products

Investing in funds is often recommended by experts as it allows investors to pool their funds to be able to access a range of investments.

Investment Funds
These are typically unit trusts or open-ended investment companies (OEICs) which are funds where investors money is pooled together to invest in bonds, shares or other funds. These funds will be managed and the investment will be in a variety of companies thus spreading the risk.


There are thousands of funds to choose from and of course different funds take different levels of risk. Financial advisors will ascertain your financial situation and your investment objectives to provide you with options that best suit you and your risk appetite.

Financial advisors are authorised and regulated by the Financial Conduct Authority (FCA) which means that they are qualified to give professional advice and will give you a free telephone consultation. For instance, you may wish to obtain free advice about the following:

  • Given my circumstances, should I consider saving or investing my money?
  • What is the safest, lowest risk place to deposit funds?
  • What are my options for investing in funds offering some risk and reward?
  • Are actively managed funds worth the fees they charge?
  • Are there funds I can invest in and still have access to by money?
  • What are the pitfalls of managing my own funds?

Simply complete the form to get your free, no obligation telephone consultation with a financial advisor near you specialising in savings and investment advice.